We are widening checkout, step by step. From Tuesday, 18 August 2026 we will roll out three additional payment routes: Finom, SumUp and GoCardless.
You will have more options and less dependence on a single provider. The new piece is direct Pay by Bank via GoCardless: you pay from your bank account, without a Direct Debit mandate and without going through a card network.
Existing methods stay. As soon as a new route is live, it appears at checkout. The overview is on the payment methods page.
What is changing
Until now, cards, wallets and bank transfers ran through a small set of gateways. If one provider fails or declines a transaction, you have fewer fallbacks.
We are therefore adding three extra routes and enabling them one after another once each flow is ready in the shop. You do not need to change anything. Checkout only shows the methods that are currently available.
Finom
Finom is another SEPA transfer to a business account. You transfer from your bank as usual, including a real-time transfer.
A standard transfer usually arrives within one to three working days. With a real-time transfer, the amount is usually posted within about half an hour.
Finom sits alongside the existing Qonto transfer, so you have a second bank route if one account path does not fit.
SumUp
SumUp is an additional card and wallet gateway. You can pay by credit card, Google Pay, Apple Pay and other methods SumUp offers.
After SumUp confirms the payment, we usually mark the order as paid immediately. SumUp sits next to Stripe, PayPal and Klarna and gives you another path if a current card or wallet gateway does not go through.
GoCardless and Pay by Bank
GoCardless brings direct Pay by Bank into checkout. You pay from your bank account and authorise each payment in your banking app.
No Direct Debit mandate is created. After your bank confirms, we usually mark the order as paid within a few minutes.
Pay by Bank is the direct path between your account and us, without a card network and without a classic transfer where you copy the IBAN by hand.
What this means for you
- More choice: bank transfer, card, wallet, and now Pay by Bank.
- Gradual rollout: the three routes appear in checkout one after another, not necessarily all on the same day.
- Existing methods stay: Qonto SEPA, Bitcoin, Stripe, PayPal and Klarna continue to run.
- Nothing to do if you are happy: on your next order, pick the method that fits.
Notes for a specific method are on the matching card under payment methods.
Questions
If a new method does not show for you, or a payment stalls, write to us via a support ticket. Include your order number and the payment method you chose.